Loan Against Property
Loan Against Property
Secured Financing Against Eligible Property
Loan Against Property (LAP) is secured financing where eligible residential, commercial or industrial property may be used as collateral, subject to lender policy.
- Property types: residential, commercial, industrial
- Purposes: expansion, working capital, asset acquisition and more
- Loan amounts and rates are not fixed or guaranteed
Suitable Applicants: Suitable for property owners and businesses that own eligible residential, commercial or industrial property and require larger financing amounts.
Common Use Cases: Common use cases include business expansion, working capital infusion, asset acquisition and other permitted requirements.
Why This Facility
Key Benefits
How It Works
Application Process
Step
Share Property & Requirement
Tell us about the property and your financing need.
Step
Submit Your Documents
Provide property and business documents for review.
Step
Get Your Financing Decision
Subject to eligibility, valuation and applicable lender policy.
Requirements
Documents & Eligibility
Documents Required
- Property title & ownership documents
- Business registration documents
- KYC of promoters/directors
- Bank statements (recent months)
- Financial statements / ITR
- Property valuation report (as applicable)
Key Features
- Secured against eligible property
- Higher loan quantum potential
- Longer repayment tenure options
- Assistance with documentation
- Guidance on eligible lenders
- Application support
Who Can Apply
- Ownership of eligible property
- Minimum business vintage as per lender
- Satisfactory credit and banking history
- Clear property title, subject to lender verification
Eligibility and terms may vary depending on the lender and applicant/business profile. Terms and approval are subject to applicable credit assessment.
Testimonials
Customers We’ve Supported
Feedback shared by customers we have worked with on financing and advisory needs.
“A responsive team that kept us updated throughout our application process.”
“The advisory support made it easier for us to evaluate suitable financing options for our business.”